National Bank Holdings (NBHC) has caught the attention of investors as its stock has edged slightly lower this week. With recent moves in the sector, many are watching NBHC for clues on its underlying value.

See our latest analysis for National Bank Holdings.

National Bank Holdings’ recent slip comes after a months-long stretch of fading momentum. The stock is currently trading at $36.48, with a year-to-date share price return of -13.27% and a one-year total shareholder return of -10.86%. While longer-term investors have still seen a 38.2% total return over five years, current market sentiment seems cautious, which may hint at shifting growth expectations or perceived risk in the sector.

If this pullback has you thinking about what else is moving, now is a great time to broaden your scope and discover fast growing stocks with high insider ownership

With shares still well below analysts’ targets and strong fundamentals based on recent growth, investors may be asking whether National Bank Holdings is being overlooked by the market or if its current price fully reflects future prospects.

National Bank Holdings' most popular narrative points to meaningful upside, as its consensus fair value stands notably higher than the last close of $36.48. The narrative draws on sector shifts and company strategy to estimate a bigger future for NBHC.

The successful launch of the 2UniFi platform, with positive early feedback and plans for further feature expansion (including fee-based membership offerings and integrated fintech services for SMBs), positions the company to capitalize on the shift toward digital banking and technology-driven financial solutions. This could potentially drive incremental noninterest income and expand high-margin fee revenue streams.

Read the complete narrative.

What if the catalyst for NBHC’s valuation isn't just banking as usual? The core projection hinges on margin resilience, digital adoption, and next-gen fee revenue. Wondering what financial forecasts unlock that target price? Follow the narrative to see how these drivers shape the upside.

Result: Fair Value of $43.75 (UNDERVALUED)

Have a read of the narrative in full and understand what's behind the forecasts.

However, the story could change if NBHC’s digital adoption lags expectations or if regional economic pressures impact their loan and deposit growth more than forecast.

Find out about the key risks to this National Bank Holdings narrative.

While the analyst consensus values National Bank Holdings well above current prices, a look at the company's price-to-earnings ratio tells a more cautious story. NBHC trades at 11.6 times earnings, which is equal to the US Banks industry average but higher than the peer average of 10.3. Interestingly, this is below its fair ratio of 13.8. This suggests some upside potential if market sentiment improves, but it also highlights valuation risk if performance falters.

See what the numbers say about this price — find out in our valuation breakdown.

If you see the numbers differently or want to dig in on your own terms, the data is open for you to investigate and share your perspective. Do it your way

A good starting point is our analysis highlighting 4 key rewards investors are optimistic about regarding National Bank Holdings.

You’re one smart move away from uncovering stocks that others will wish they’d found first. Don’t wait for the next wave to pass you by. Start looking now:

Unlock opportunities to earn regular income by starting with these 19 dividend stocks with yields > 3% , featuring stocks with yields over 3% that can add strength to your portfolio.

Capitalize on breakthroughs in medical technology when you check out these 33 healthcare AI stocks , packed with companies advancing healthcare using artificial intelligence.

Seize undervalued potential by searching these 898 undervalued stocks based on cash flows , where you’ll find companies trading below their cash flow value before the rest of the market catches on.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include NBHC .

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com

National Bank Holdings (NBHC) has caught the attention of investors as its stock has edged slightly lower this week. With recent moves in the sector, many are watching NBHC for clues on its underlying value.

See our latest analysis for National Bank Holdings.

National Bank Holdings’ recent slip comes after a months-long stretch of fading momentum. The stock is currently trading at $36.48, with a year-to-date share price return of -13.27% and a one-year total shareholder return of -10.86%. While longer-term investors have still seen a 38.2% total return over five years, current market sentiment seems cautious, which may hint at shifting growth expectations or perceived risk in the sector.

If this pullback has you thinking about what else is moving, now is a great time to broaden your scope and discover fast growing stocks with high insider ownership

With shares still well below analysts’ targets and strong fundamentals based on recent growth, investors may be asking whether National Bank Holdings is being overlooked by the market or if its current price fully reflects future prospects.

National Bank Holdings' most popular narrative points to meaningful upside, as its consensus fair value stands notably higher than the last close of $36.48. The narrative draws on sector shifts and company strategy to estimate a bigger future for NBHC.

The successful launch of the 2UniFi platform, with positive early feedback and plans for further feature expansion (including fee-based membership offerings and integrated fintech services for SMBs), positions the company to capitalize on the shift toward digital banking and technology-driven financial solutions. This could potentially drive incremental noninterest income and expand high-margin fee revenue streams.

Read the complete narrative.

What if the catalyst for NBHC’s valuation isn't just banking as usual? The core projection hinges on margin resilience, digital adoption, and next-gen fee revenue. Wondering what financial forecasts unlock that target price? Follow the narrative to see how these drivers shape the upside.

Result: Fair Value of $43.75 (UNDERVALUED)

Have a read of the narrative in full and understand what's behind the forecasts.

However, the story could change if NBHC’s digital adoption lags expectations or if regional economic pressures impact their loan and deposit growth more than forecast.

Find out about the key risks to this National Bank Holdings narrative.

While the analyst consensus values National Bank Holdings well above current prices, a look at the company's price-to-earnings ratio tells a more cautious story. NBHC trades at 11.6 times earnings, which is equal to the US Banks industry average but higher than the peer average of 10.3. Interestingly, this is below its fair ratio of 13.8. This suggests some upside potential if market sentiment improves, but it also highlights valuation risk if performance falters.

See what the numbers say about this price — find out in our valuation breakdown.

If you see the numbers differently or want to dig in on your own terms, the data is open for you to investigate and share your perspective. Do it your way

A good starting point is our analysis highlighting 4 key rewards investors are optimistic about regarding National Bank Holdings.

You’re one smart move away from uncovering stocks that others will wish they’d found first. Don’t wait for the next wave to pass you by. Start looking now:

Unlock opportunities to earn regular income by starting with these 19 dividend stocks with yields > 3% , featuring stocks with yields over 3% that can add strength to your portfolio.

Capitalize on breakthroughs in medical technology when you check out these 33 healthcare AI stocks , packed with companies advancing healthcare using artificial intelligence.

Seize undervalued potential by searching these 898 undervalued stocks based on cash flows , where you’ll find companies trading below their cash flow value before the rest of the market catches on.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include NBHC .

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com

See what the numbers say about this price — find out in our valuation breakdown.

If you see the numbers differently or want to dig in on your own terms, the data is open for you to investigate and share your perspective. Do it your way

A good starting point is our analysis highlighting 4 key rewards investors are optimistic about regarding National Bank Holdings.

You’re one smart move away from uncovering stocks that others will wish they’d found first. Don’t wait for the next wave to pass you by. Start looking now:

Unlock opportunities to earn regular income by starting with these 19 dividend stocks with yields > 3% , featuring stocks with yields over 3% that can add strength to your portfolio.

Capitalize on breakthroughs in medical technology when you check out these 33 healthcare AI stocks , packed with companies advancing healthcare using artificial intelligence.

Seize undervalued potential by searching these 898 undervalued stocks based on cash flows , where you’ll find companies trading below their cash flow value before the rest of the market catches on.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include NBHC .

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com