Can Regions Financial Sustain Its Organic Growth Momentum?
Regions Financial Corporation RF has been witnessing steady organic growth over the past few years. The company’s total revenues saw a compounded annual growth rate (CAGR) of 3.9% (2019-2024), with the rising trend continuing in the first half of 2025. This was driven by a rise in net interest income (NII) and non-interest income.RF’s NII witnessed a CAGR of 6% over the past five years ending in 2024. In the first half of 2025, NII continued to rise, driven by lower deposit costs and higher returns from fixed-rate assets. Looking ahead, the Federal Reserve’s recent 25-basis-point rate cut, alo…